Don't Forget These Documents Needed to Qualify for a Mortgage!

Don't Forget These Documents Needed to Qualify for a Mortgage!

Unless you are paying for your house in cash, you will need to authenticate your income and taxes to qualify you for a mortgage! How the heck will you remember what to bring? Well here a quick and easy list of all the documents you will need to bring with you to qualify for a Mortgage loan.

ESSENTIAL:

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  • Previous two pay stubs
  • Previous two years W2 form
  • Previous two years tax returns
  • 2-3 months of bank statements
  • Home address for the last two years
  • Social security card (of each purchaser)
  • Address of Bank Branch
  • Purchase contract (if applicable)

CIRCUMSTANTIAL:

  • Evidence of other income (child support, etc.)
  • Divorce settlement papers
  • Balance Sheets if self employed
  • Other consumer debts (student loans, credit debt, etc.)
  • Gift Letters (if parents are coving down payment, etc.)

If you need a good mortgage specialist chat with our guy Andrew Gallegos! We trust him and he will take such good care of you! 

Adriana Johnson